How do I Get My Real Credit Score?

The short answer is: there’s no such thing as a “real credit score”, except for the one being used by the lender you want to borrow money from because there are literally hundreds of different versions of your credit score.

Now more than ever consumers are proactively monitoring their credit. Not only can you easily get a copy of your credit report on the internet, you can also view your credit score. Companies like Credit Karma, MyFICO.com and Experian.com make it easy to access that information so you can take the necessary steps to improve your score before making significant purchases, potentially saving you thousands. There’s just one problem: many consumers are finding the score provided to them by companies like Credit Karma, Experian.com, and MyFICO.com may not be the same score their financial institution uses when they consider extending credit.

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