• A Cardholder must have at least one credit card with a perfect payment history (no late payments).
  • The credit card(s) must be at least 6 months old.
  • The Cardholder must maintain regular activity on their account, and never have a balance of more than 10% of the available credit limit on their credit card(s).
  • A cardholder must be able to add someone to their card within 48 hours of email notification that they have a new client.