How Does it Work?

We pay Card Holders—just like you—a fee for adding our clients as Authorized Users (AU) to their credit cards. The AU never has any access to spend money on your account – they don’t know who you are – and they are paying strictly for the benefit of seeing your credit card’s payment history appear in their credit report.

You see, when you add someone to your card as an Authorized User (AU), the credit card company essentially copies and pastes the history for your credit card into their credit report, and it looks like your card has been in their credit report since you first opened the account. The effect is an immediate boost to the AU’s credit score. Here is article from ABC News that talks a bit about it.

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