The global economy seems to be growing more volatile, and news anchors are mentioning the word’s “trade wars” in what seems like every financial update. In an unsettled economy such as this one, lenders naturally become more conservative in order […]
The recent admission that Facebook data was accessed by third parties without users’ consent and used to run targeted political ads has reignited concerns about how social media may be impacting Americans in real life. Reports have suggested that credit […]
Every year, thousands of high school students apply for college with the hope of enrolling at the institute of their choice once they graduate. Although there are certain things that can be done in order to make college attendance more […]
Many companies promise to help individuals repair their credit. A few are legitimate firms, but many are dubiously legal fly-by-night operations aiming to scam their customers. When you are entrusting a company with something as important as your credit score, […]
The Fair Debt Collection Practices Act was passed in 1977 to protect consumers’ rights. The Act prevents debt collectors from harassing and threatening consumers. This gives consumers options to legally dispute a debt they owe. The FDCPA covers personal debts […]
TransUnion recently reported that the number of American consumers taking out unsecured personal loans had jumped nearly 30 percent, from 10.57 million in 2013 to 13.57 million in 2015. For those thinking of getting help with consolidating some bills or financing a […]
Is there a link between having a low credit score and suffering from poor overall health? A few recent studies seem to suggest that is the case. In one, researchers tracked 1,000 participants over the course of multiple decades. They […]
A 2017 LearnVest survey analyzed 1,000 respondents’ answers regarding their willingness to discuss personal finances. Nearly 70 percent of participants said they would rather disclose their weight to their friends than their credit score. A significant portion of those people already had […]
Buying a home is one of the most important decisions a family will make. It marks the start of your new life together while bringing security for you and your loved ones. That’s why it is so important to be […]
In mid-2017, the three major credit reporting agencies, Experian, Equifax and Transunion, implemented policy changes that will impact consumer credit scores. The policy changes came as a result of settlements between the three agencies and 31 states. Fortunately, the impacts […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
While BoostMyScore does not offer legal advice or opinions to determine if tradelines are legal, we have located extensive evidence to show it is not illegal. In an effort to better educate the FTC and the Colorado Attorney General, BoostMyScore has provided information about our business practices. We also have sought the opinions of several lawyers, none of whom found the tradeline piggybacking practice to violate the law.