Your credit score is a number usually between 350 and 850 designed to help lenders predict the likelihood you will repay future debt obligations based on the performance of previous and current loans. It is a complicated but vital aspect […]
Maintaining a positive credit history can lead to credit approvals for mortgages, apartments, loans and better insurance rates. However, many people get off to a rocky financial start and may experience turbulence in their financial lives that directly affects their […]
Now more than ever consumers are proactively monitoring their credit. Not only can you easily get a copy of your credit report on the internet, you can also view your credit score. Companies like Credit Karma, MyFICO.com and Experian.com make […]
Is it Worse to Max Out Your Credit Cards or Pay Late? A while back we were playing with a credit score simulator on CreditKarma.com and found some interesting things regarding maxing out credit cards versus paying a credit card […]
What is Utilization Ratio and Why Does it Matter? Most of us have a credit score, and it’s not just about paying your bills on time. Obviously, that helps, but how you use your credit cards – your credit utilization […]
How to Boost Your Credit Score Quickly and for Free One of the best ways to quickly boost a credit score is to become an authorized user on another person’s credit card. By piggybacking on the account of someone else […]
How Do I Fix My Bad Credit History A bad credit history can impact many aspects of your life and drain your bank account in the process. The best thing you can do with a bad credit history is to […]
A 750 credit score is an achievable goal, and it can open unexpected doors, too. Besides the obvious perks of easy financing and lower interest rates, there are additional benefits to enjoy. Maintaining a credit score of 750 and above […]
Reliable bill payment and credit utilization percentages affect credit scores more than any other factors. To improve their credit, many people use their tax refunds to pay off credit cards. With the recent government shutdown, some are worried that their […]
Several key factors influence a consumer’s credit score: payment history, credit usage rate, length of credit history, total debt and credit, and recent credit inquiries, among others. While a credit score of 650 is considered fair, and almost good, it […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
While BoostMyScore does not offer legal advice or opinions to determine if tradelines are legal, we have located extensive evidence to show it is not illegal. In an effort to better educate the FTC and the Colorado Attorney General, BoostMyScore has provided information about our business practices. We also have sought the opinions of several lawyers, none of whom found the tradeline piggybacking practice to violate the law.