A 750 credit score is an achievable goal, and it can open unexpected doors, too. Besides the obvious perks of easy financing and lower interest rates, there are additional benefits to enjoy. Maintaining a credit score of 750 and above […]
Reliable bill payment and credit utilization percentages affect credit scores more than any other factors. To improve their credit, many people use their tax refunds to pay off credit cards. With the recent government shutdown, some are worried that their […]
Several key factors influence a consumer’s credit score: payment history, credit usage rate, length of credit history, total debt and credit, and recent credit inquiries, among others. While a credit score of 650 is considered fair, and almost good, it […]
Do you feel stuck in a never-ending cycle of high-interest debt? If so, you’re not alone. In fact, USA TODAY reports that around 80 percent of Americans are in debt. People accumulate debt for many reasons, but one of the […]
American Debt and What You Owe Americans are in debt. While not every adult in the U.S. has credit cards, loans, or other types of debt to pay off, the number of people and amount of debt is growing. If […]
FICO® is known for revising its credit scoring criteria every now again, factoring in the ever-evolving credit landscape and varying consumer behaviors to improve its credit score accuracy. Back in January 2009, FICO® (formerly known as Fair Isaac Corporation) introduced […]
A credit report is something that many people never give a second thought to until they must. Your credit report is a reflection of your financial history, and it contains sensitive private personal information. It can be a bit overwhelming […]
If you struggle to pay your bills on time, keep this strategy from BoostMyScore in mind … Pay something – anything – on each of your account balances rather than letting them lapse into collections to minimize the hit your […]
BoostMyScore helps customers clear errors from credit reports Consumers have a variety of methods at their disposal that may result in a credit boost. The challenge lies in understanding these techniques and plowing through what often is a time-intensive process. […]
Are you waiting for the perfect time to give yourself the gift of a credit boost? There is no time like the present, especially when it comes to preparing yourself for life’s financial emergencies. Many of the customers we help […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
While BoostMyScore does not offer legal advice or opinions to determine if tradelines are legal, we have located extensive evidence to show it is not illegal. In an effort to better educate the FTC and the Colorado Attorney General, BoostMyScore has provided information about our business practices. We also have sought the opinions of several lawyers, none of whom found the tradeline piggybacking practice to violate the law.