Do you feel stuck in a never-ending cycle of high-interest debt? If so, you’re not alone. In fact, USA TODAY reports that around 80 percent of Americans are in debt. People accumulate debt for many reasons, but one of the […]
American Debt and What You Owe Americans are in debt. While not every adult in the U.S. has credit cards, loans, or other types of debt to pay off, the number of people and amount of debt is growing. If […]
FICO® is known for revising its credit scoring criteria every now again, factoring in the ever-evolving credit landscape and varying consumer behaviors to improve its credit score accuracy. Back in January 2009, FICO® (formerly known as Fair Isaac Corporation) introduced […]
A credit report is something that many people never give a second thought to until they must. Your credit report is a reflection of your financial history, and it contains sensitive private personal information. It can be a bit overwhelming […]
If you struggle to pay your bills on time, keep this strategy from BoostMyScore in mind … Pay something – anything – on each of your account balances rather than letting them lapse into collections to minimize the hit your […]
BoostMyScore helps customers clear errors from credit reports Consumers have a variety of methods at their disposal that may result in a credit boost. The challenge lies in understanding these techniques and plowing through what often is a time-intensive process. […]
Are you waiting for the perfect time to give yourself the gift of a credit boost? There is no time like the present, especially when it comes to preparing yourself for life’s financial emergencies. Many of the customers we help […]
BoostMyScore provides expert help to improve individual credit scores An increasing number of people in need of a credit boost are enlisting the services of repair credit companies that provide professional services geared toward generating fast results. BoostMyScore, LLC, leverages […]
BoostMyScore helps customers save money with better borrowing rates Building your credit score is an ongoing process that can lead to improved access to credit, and more importantly, better borrowing rates. BoostMyScore Inc., is an expert in helping individuals improve […]
BoostMyScore lets you piggyback off existing lines of credit to improve your score One of the most challenging financial roadblocks for individuals hoping to qualify for credit loans is being weighed down by poor or non-existent credit. It is not […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
BoostMyScore has commissioned extensive research into the legality of “piggybacking”. Multiple law firms, the Federal Reserve Bank, the Federal Trade Commission, and various Attorneys General have all looked into the practice in fine detail, and each have determined that the act of paying someone to add another person to their existing credit card account as an Authorized User is perfectly legal. While the banks and credit reporting agencies may dislike the practice, credit piggybacking is actually protected by Regulation B of the Equal Credit Opportunity Act. To learn more about these legal opinions, click the button below.