BoostMyScore helps customers clear errors from credit reports Consumers have a variety of methods at their disposal that may result in a credit boost. The challenge lies in understanding these techniques and plowing through what often is a time-intensive process. […]
Are you waiting for the perfect time to give yourself the gift of a credit boost? There is no time like the present, especially when it comes to preparing yourself for life’s financial emergencies. Many of the customers we help […]
BoostMyScore provides expert help to improve individual credit scores An increasing number of people in need of a credit boost are enlisting the services of repair credit companies that provide professional services geared toward generating fast results. BoostMyScore, LLC, leverages […]
BoostMyScore helps customers save money with better borrowing rates Building your credit score is an ongoing process that can lead to improved access to credit, and more importantly, better borrowing rates. BoostMyScore Inc., is an expert in helping individuals improve […]
BoostMyScore lets you piggyback off existing lines of credit to improve your score One of the most challenging financial roadblocks for individuals hoping to qualify for credit loans is being weighed down by poor or non-existent credit. It is not […]
The global economy seems to be growing more volatile, and news anchors are mentioning the word’s “trade wars” in what seems like every financial update. In an unsettled economy such as this one, lenders naturally become more conservative in order […]
The recent admission that Facebook data was accessed by third parties without users’ consent and used to run targeted political ads has reignited concerns about how social media may be impacting Americans in real life. Reports have suggested that credit […]
Every year, thousands of high school students apply for college with the hope of enrolling at the institute of their choice once they graduate. Although there are certain things that can be done in order to make college attendance more […]
Many companies promise to help individuals repair their credit. A few are legitimate firms, but many are dubiously legal fly-by-night operations aiming to scam their customers. When you are entrusting a company with something as important as your credit score, […]
The Fair Debt Collection Practices Act was passed in 1977 to protect consumers’ rights. The Act prevents debt collectors from harassing and threatening consumers. This gives consumers options to legally dispute a debt they owe. The FDCPA covers personal debts […]
Through a method known as “credit piggybacking,” BoostMyScore adds you as an Authorized User (AU) to one or more high limit, low balance, seasoned credit cards, which drastically improves your credit score rapidly! While you do not receive the physical card or ability to use the credit line, you will receive the amazing benefit of having that particular credit card “copied and pasted” on to your credit report. This extreme increase in the limit to balance (utilization) ratio and overall average age of the revolving accounts on your credit report gives you the biggest possible FICO® score boost in 60 days or less, guaranteed! To learn more about how your credit works, and how piggybacking can boost your credit score, click the button below.
BoostMyScore has commissioned extensive research into the legality of “piggybacking”. Multiple law firms, the Federal Reserve Bank, the Federal Trade Commission, and various Attorneys General have all looked into the practice in fine detail, and each have determined that the act of paying someone to add another person to their existing credit card account as an Authorized User is perfectly legal. While the banks and credit reporting agencies may dislike the practice, credit piggybacking is actually protected by Regulation B of the Equal Credit Opportunity Act. To learn more about these legal opinions, click the button below.
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