There has been a lot of buzz on the internet lately about the changes that are coming to millions of credit files on July 1, 2017. The word is out that millions of judgments will magically disappear from credit files […]
You Can Be Single And Still Buy A Home More young adults in America are choosing to hold off on marrying for many reasons including solidifying their careers and improving their financial position before getting married. Based upon this […]
Most people have a basic understanding of how their credit score works. They know that in order to qualify for large loans, they need to have good credit. For the most part, they understand that things, like avoiding excessive debt […]
There are a number of factors and scenarios that can negatively affect your credit score. Fortunately, even the most credit-damaging situations can be remedied. The following are four scenarios that can damage your credit score and what you can do […]
Over the past decade, a person’s credit score has become ever more integral to their financial health. There are a number of factors that influence a credit score but one of the least recognized is a person’s job title. To the […]
In this increasingly convoluted and politicized the world, it is indeed difficult to surprise the jaded but informed observer. Still, the People’s Republic of China (PRC) has really outdone itself with its latest efforts to improve upon the standard credit […]
Having a creditor just forgive a loan outright or to cancel it for partial payment may seem like a godsend to most people. However, that debt forgiveness can have some serious repercussions that the average consumer may not consider. Your credit score does not […]
There are a number of different companies that provide software to banks and consumers for determining the credit scores of Americans applying for credit or mortgages. The biggest of these companies is FICO® (Fair Isaac Corporation). Two years ago,FICO® announced […]
Most people thought the Great Recession of the mid-2000s would result in a dramatic decrease in credit card accounts. The United States economy is slowly building back its momentum. The shocker of the sluggish economic bounce-back is that the number […]
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