How Does This Work?

It’s simple to boost your score, just follow these 2 easy steps.

1. Submit payment by clicking on the "Add to My Credit" button next to the credit card from the group you would like to purchase on the DECIDE page.
2. Sign and return the Client Credit Lease Agreement, along with a copy of your valid Social Security card and driver's license. We will send the Agreement to you, via email, as soon as steps 1 is completed.

Once your BoostMyScore.NET Credit Analyst has received all three of the above items, your Social Security Number, name, and date of birth will be sent to the primary account holder, via encrypted email - designed specifically to automatically delete itself in 30 days - for the card you wish to be added to. The cardholder will then log in to their credit card company's web site and add you as an authorized user to their account. Next they will copy/paste the confirmation from the web site into an email and send it to your Credit Analyst, who will then forward it to you.

You obviously do not get any access to this credit line; only the benefit from having its history listed on your credit report. The credit account will appear on your credit report in less than 60 days, guaranteed, which is expected to immediately boost your FICO score.

The credit history is guaranteed to remain on your credit report for at least 60 days, but in most cases will remain for 6-18 months. Most of our very first clients from 5 years ago still have their first credit cards appearing in their credit reports. CitiBank, CapOne, and Barclay cards remain stagnant on the credit report for several years, while Bank of America cards can be expected to fall off between 60 and 90 days.

If you have any questions just give us a call or click here to contact us. To learn more about Boost My Score.Net and our credit boosting process please visit our FAQ.