Credit Piggybacking

"Credit Piggybacking" is when a husband, wife or other authorized user reaps the benefit of good credit history from the owner's credit card with a boost to their FICO score. While the authorized user does not receive the physical card or account number, they do receive the benefit of having that particular credit card's entire credit history, limit, and balance in essence "copied and pasted" onto their credit report. A higher FICO score means better credit scores, lower interest rates, easier loan approvals, higher credit limits and better terms for consumers.

About Bill Airy, President and Founder

Founded in 2007 by Bill Airy president of BMS, Inc. and a 2002 graduate from Colorado State University, BoostMyScore.NET is a trusted credit score advisory company assisting hundreds of consumers with boosts to their FICO credit scores. Mid-2007, Bill read about "credit piggybacking" and after doing some research and talking to a few lawyers, found he could make money from his years of tedious personal credit management by selling authorized user spots on his credit cards. After doing that for a short time he decided to start his own business. With a team of lawyers to do the research, produce the necessary contracts, disclosure statements and disclaimers, he launched BoostMyScore.NET September 1, 2007. A year later, BoostMyScore.NET, LLC boasted 11 employees and had already helped hundreds of people boost their FICO scores to get loans at favorable interest rates.

As an evangelist for the people and businesses who need to boost their FICO credit scores, Bill keeps on top of what is happening in the industry. He has researched the legalities and understands when consumers are not being told the truth. Bill was one of the first to discover that Fair Isaac Corp. was going to eliminate the benefit to authorized users with FICO® '08 and in effect "blew the whistle" with his press release announcing that the proposed FICO '08 scoring model is illegal, pursuant to the Equal Credit Opportunity Act. Realizing the error of their ways, Fair Isaac Corp. announced in August 2008 announced that its scientists had discovered a way to restore authorized user credit accounts to the calculation of FICO® 08 credit scores.

Secure and Safe

BoostMyScore.NET uses secure SSL technology to protect customers’ information as it is sent through the website. Email encryption software also allows clients’ private information to be protected as it is transmitted between BoostMyScore.NET, LLC and Credit Lenders. All personally identifiable information is destroyed following the removal of clients from a tradeline. At BoostMyScore.NET, security practices are reviewed as frequently as every 24 hours and updated as needed. Taking security very seriously, the company’s home office is secured by a 30 day recording cycle of video/audio surveillance, as well as a 24x7 monitored burglar alarm covering windows and doors, to include motion sensing technology within the premises while no one is onsite. BoostMyScore.NET has spent an inordinate amount of time and money to protect clients’ personal information and have therefore never experienced a security breach of any kind.

Why Pay Pal?

BoostMyScore.NET feels that the security and confidence of limiting payment receipts through PayPal.com adds an additional level of assurance that we will always do as we promise.

Money Back Guarantee

Operating with a 99.2% customer satisfaction rate, BoostMyScore.NET, LLC provides unparalleled customer service assuring that everyone is completely satisfied with their services or they get their money back.